NVE Bank Awards Scholarships to 19 Bergen County Students

The 2020-2021 school year was unlike any other. Students were among the most resilient groups, adapting to new technology and procedures under strange and unpredictable circumstances. For many, it was not an easy transition, which is what makes this year’s group of NVE Bank Scholarship recipients so special and deserving. These scholarships are awarded to students based on scholastic aptitude and financial need, with the goal of helping to alleviate some of the costs associated with achieving a higher education.

NVE Bank provided $1,000 scholarships to ten high schools and $500 savings products to seven middle schools to be awarded to select graduating students. These student scholarships are part of a program that has been offered by the Bank since 2008; since the program’s inception, NVE has awarded more than $200,000 to 276 commendable Bergen County scholars.

Meet the NVE Bank Scholarship Program class of 2021:


Keren Binderman (Cresskill High School) – University of Pennsylvania

Dan Binderman (Cresskill High School) – Princeton University

Sahika Bozdag (Tenafly High School) – Rutgers University

Kristian Bulusan (Pascack Valley High School) – The College of New Jersey (TCNJ)

Aja Crawley (Academies at Englewood) – Montclair State University

Luis M. Frometa (Bergenfield High School) – New Jersey Institute of Technology (NJIT)

Ryelle Huggins Jackson (Teaneck High School) – Hampton University

Nicolas Ocampo (New Milford High School) – New York University (NYU)

Jahaira Roca (Leonia High School) – Undecided

Anastasia Tavares (Northern Valley High School) – Montclair State University

Sienna Tu (Dwight Morrow High School) – Rice University


Reem Abouganda-Thomas Jefferson Middle School         

Sungho An-Janis Dismus Middle School

Dylan Fuld- David Owens Middle School

Nikhil Mani Janis Dismus Middle School  

Tina Mattessich– Cresskill Middle School  

Jonatha Oliveria-Leonia Middle School

Arianna Rigamonty- Benjamin Franklin School    

Jonathan Terron-Roy Brown Middle School                                                                    

For everyone’s safety, NVE forewent our in-person scholarship ceremony, which typically includes the recipients, their families, school administrators, and NVE’s board of directors, executive leadership and branch managers. Each student was, however, recognized and celebrated with a virtual award ceremony and received a congratulatory award letter from NVE.

We send our most heartfelt congratulations to our latest class of scholars and wish them luck and success as they move on to these next and future chapters!

To learn more about how NVE Bank supports our communities, or to learn about our extensive range of personal and business products and services, visit our website. You can also call us at 1-866-NVE BANK (683-2265) or visit us at one of our 11 branches conveniently located throughout Bergen County.

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New Housing Options in Teaneck Signal Growth in Bergen County

The current real estate market is active, to say the least. The COVID-19 crisis has resulted in an increased relocation of individuals and families to suburban markets. Reasons for relocating vary, of course—some are seeking more space, others are reevaluating housing locations as they adjust to working from home, and some are economizing or downsizing, with many finding their new homes right here in Bergen County.

A Time of Growth

Despite the challenges this year has brought with it, this timing is fortuitous for developing towns like Teaneck, which has welcomed three new luxury apartment buildings in the last year—all within close proximity to NVE’s Teaneck branch located at 1505 Teaneck Road. These recent investments in desirable housing options and in the growth of the community appear to be attracting new residents in droves.

Courtesy: Township of Teaneck, NJ

New Jersey and Bergen County real estate expert Vicki Gaily said of the local real estate market, “We are finding a large volume of buyers coming from more urban areas, particularly Manhattan but large cities from around the Manhattan area also.”

According to a piece in the New York Times, of the 228 rental units at One500—Teaneck’s latest addition to the luxury apartment landscape—34 percent of the new leases were signed by former New York residents.

New Housing Options

Those looking to settle in Teaneck have no shortage of options. Located within view of the New York City skyline, former Manhattanites are sure to feel right at home in any of these new apartment communities.


The newest of the luxury rental properties, One 500 is located on Teaneck Road, directly across the street from NVE’s Teaneck Road branch, right in the heart of town. Amenities include resident lounges, work-from-home spaces, a state-of-the-art fitness center, and a beautifully landscaped terrace, complete with fire pits and barbecues. Learn more about the many features and amenities on their website.

Courtesy: One500

Teaneck Square

Just a year old, Palisade Avenue’s Teaneck Square prides itself on flawless service, top tier amenities, and a comfortable atmosphere that makes residents feel right at home. Its one-, two- and three-bedroom apartments feature spacious layouts and top-tier finishes, while its community space includes an on-site lounge, fully equipped gym, and landscaped outdoor space with stunning views. Find out why Teaneck Square’s amenities set them apart.

Courtesy: Teaneck Square

Avalon Teaneck

Avalon Teaneck, which also opened in 2019, designed its one-, two-, and three-bedroom apartments with the philosophy that “where you live, is where you come alive.” Located on Windsor Road, the new housing complex offers thoughtfully designed living spaces with modern kitchens, and amenities including a fitness center with virtual classes, a courtyard with a pool and gas grills, and a resident lounge. Find out what else Avalon Teaneck residents can look forward to.

Courtesy: Avalon Teaneck

We welcome our neighbors, old and new, to lean more about what the products and services NVE Bank offers and how we support the Teaneck community and its residents. Please visit  our website or give us a call at 1-866-NVE BANK (683-2265). We can also be found at any of our 11 branches conveniently located throughout Bergen County.

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NVE Bank Awards $210,000 in Grants and Donations to Bergen County Non-Profits and Small Businesses Impacted by COVID-19

NVE Bank has awarded a total of $200,000 in grant funds to non-profit organizations and locally owned full-service restaurants in Bergen County. The Bank also made a $10,000 donation to the Office of Concern Food Pantry at St. Cecilia in Englewood. All recipients were selected to receive funds based on needs driven by the COVID-19 pandemic.

On August 26, 2020, NVE President and CEO Rob Rey was joined by local Assemblywoman Valerie Vainieri Huttle, Assemblyman Gordon M. Johnson, and Office of Concern Food Pantry Executive Director Donald Wuertz in announcing the grant awards and donation. Assemblywoman Huttle generously commended our efforts, stating, “We represent 13 towns in this district, so when you see a bank giving back to the community, that makes us so much stronger. I’m so proud that NVE Bank gives back to people who really need it. It speaks to the character of the bank.” Assemblyman Johnson also offered praise, adding, “Their funding shows that they are really part of this community.”

Non-Profit Grant Recipients

Each of the non-profit grantees are located throughout the Bergen County region. These organizations are collectively dedicated to supporting education, food insecurity, home repair for low-income homeowners, nature preservation, and faith-based initiatives.

Assemblyman Gordon M. Johnson, Assemblywoman Valerie Vainieri Huttle, and NVE Bank President & CEO Rob Rey commemorate NVE’s $100,000 grant donation to Bergen County non-profit organizations.

As a community mutual bank, NVE’s mission is to ensure the people and organizations in the communities we serve remain strong, even in these difficult times. For many of the grantees, large portions of their revenue are typically secured through fundraising programs and events that were canceled due to the pandemic. NVE does not issue stock or exist to maximize investor returns for Wall Street, which allows us to focus on serving our customers and community. Our goal with these grants is to help organizations that help our communities.

NVE Bank secured grant funds through The FHLBNY SBRG program. This program was developed with the intention to support organizations that have suffered a decrease in revenue because of the ongoing COVID-19 crisis. These businesses and organizations are facing unanticipated extraordinary expenses and are least likely to have access to other sources of emergency funds.

Grantees are required to utilize the money for specific purposes, such as but not limited to COVID-19 compliance efforts, purchasing and installing safety equipment, reconfiguring spaces, re-hiring employees, and working capital needs.

Small-Business Grant Recipients

Following the non-profit grants, NVE was able to provide an additional $100,000 through the grant program to distribute to eligible small businesses. The grants were focused on locally owned full-service restaurants located in business centers within the communities that we serve. These restaurants were significantly impacted by the COVID-19 crisis, with some having to temporarily shut down operations.

Assemblyman Gordon M. Johnson, Assemblywoman Valerie Vainieri Huttle, and NVE Bank President & CEO Rob Rey commemorate NVE’s $100,000 grant donation to Bergen County restaurants.

Office of Concern Food Pantry

In addition to the grants NVE awarded, we were also pleased to make a $10,000 donation to The Office of Concern Food Pantry at St. Cecilia in Englewood. NVE is a longtime supporter of the Pantry, proudly hosting food drives, supporting initiatives with volunteers from the Bank’s staff, making donations, and even donating a van for transporting and collecting food and goods.

NVE Bank President & CEO Rob Rey (right) presents a $10,000 donation to Office of Concern Food Pantry Executive Director Donald Wuertz.

The Pantry’s Executive Director, Donald Wuertz explained what the donation means to the organization, stating, “We are so grateful to NVE for giving us this donation. It’s a continuation of a partnership that began many years ago. They always help us out at Thanksgiving, and this money is going to be used for the protein meals that we have been giving out during the COVID-19 pandemic. We have been distributing close to 1,000 meals per week.” 

Through the years, NVE Bank has been fortunate to partner with the Office of Concern and has witnessed first-hand the essential services they provide for our neighbors in need. We are grateful to be in position to further assist the Pantry’s remarkable efforts to help others during this very difficult time.

NVE is thankful and proud to help all these deserving organizations get back on track with these grants and donations. We will be highlighting each recipient in an ongoing series of social media features on Facebook, Twitter, Instagram and LinkedIn, so follow us and stay tuned!

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NVE Bank Awards Scholarships to 17 Bergen County Students

The 2019-2020 school year can surely be described as one of the most unique and challenging in modern history. While there has been much uncertainty surrounding most aspects of daily life during this time, one thing we are certain of is how deserving NVE’s 2020 scholarship recipients are of this award. These scholarships are awarded to students based on scholastic aptitude and financial need, with the goal of helping to alleviate some of the costs associated with achieving a higher education.

$1,000 scholarships were provided to ten high schools and $500 savings products were provided to six middle schools. The schools then selected the scholarship recipients. These student scholarships are part of a program that has been offered by the Bank since 2008; since the program’s inception, NVE has awarded more than $190,000 to 257 deserving scholars in Bergen County.

Meet the NVE Bank Scholarship Program class of 2020:

High School Scholars

Sydney Amaro (Teaneck High School) – Pace University

Chan Eui Kim (Leonia High School) – New York University

Aaliya Gibson (Teaneck High School) – Drexel University

Jean Jabouin (Pascack Valley High School) – Brigham Young University

Isabella Jang (Cresskill High School) – University of Pennsylvania

Kamila Mazzoni (Academies at Englewood) – Rutgers University

Amber Merschrod (Bergenfield High School) – Bergen Community College

Sterling Salmini (Tenafly High School) – Lehigh University

Alexis Senadrin (New Milford High School) – Rutgers University

Katherina Volin (Northern Valley High School) – University of Alabama

Lee Ann Welch (Dwight Morrow High School) – Bergen Community College

Middle School Scholars

Angelica Acio – David Owens Middle School

Remi Bachrach – Janis Dismus Middle School

Rebecca Gomez – Roy Brown Middle School

Ava Mattessich – Cresskill Middle School

Alyvia Polite– Benjamin Franklin Middle School

Yutaka Uchida – Leonia Middle School

Due to restrictions stemming from the pandemic, NVE was unable to host its annual scholarship ceremony, which includes the recipients and family, school administrators, and NVE’s board of directors, executive leadership, and branch managers. However, the students were recognized by their respective schools with virtual award ceremonies. Also, NVE mailed each recipient a congratulatory award letter.

A very special congratulations to these students, who overcame strange and unprecedented obstacles. We wish our latest class of scholars lots of luck and success!

To learn more about how NVE Bank supports our communities, or to learn about our extensive range of personal and business products and services, visit our website. You can also call us at 1-866-NVE BANK (683-2265) or visit us at one of our 11 branches conveniently located throughout Bergen County.

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How to Support Local Business on National Mom and Pop Business Owners Day

This year, National Mom and Pop Business Owners Day falls during trying times. As a business with headquarters in Englewood, New Jersey and branches through Bergen County, NVE Bank stands with our local Chambers of Commerce in the mission to give local businesses a fighting chance as they do their best to get through the COVID-19 health crisis. Here are some of the ways you can help.

Rally for Restaurants

Support Rally for Restaurants, a movement created to support your favorite restaurants. Here’s how you can participate. First, simply visit the website, rallyforrestaurants.com and search for the restaurants you love. You can search by name or location. Once you find the restaurant you want to support, you’ll see a button to “Order Online,” “Buy Gift Card” or both. You decide how you want to give, whether it’s ordering takeout for your family or buying a gift card for a friend or for your own future use. Then, tag #RallyforRestaurants and the restaurant you supported on social media to bring awareness to the cause. Participants are also encouraged to tag family and friends who may be interested in following suit. When you do share your contribution on social media using #RallyforRestaurants and tag the restaurant, Rally for Restaurants will give  one dollar to organizations supporting the community through Toast.org (up to $250,000).*

Buy Now for Later

Gift certificates are an excellent way to support all kinds of small businesses, not just restaurants. During a time like this, gift card purchases improve cash flow for a business. So, while you may not need, or be able to get products from that business right now, you’re doing your part to help guarantee they’ll be around in the future when you can.  

Get It to Go

Even if you don’t participate with an organized movement like Rally for Restaurants, many restaurants, cafes and other food establishments are offering delivery, curbside pickup and contactless delivery options. Here’s a directory of restaurants and corresponding services in Englewood.

Be a Part of the Recovery Process

If you are holding off on making purchases during this pandemic, consider how you might support local businesses after it ends. The sooner cash starts flowing back into the local economy, the more likely our local businesses are to survive.

Shop Online

Sheltering in place to prevent the spread of Coronavirus is the priority right now, but don’t forget that many small businesses offer online shopping options. Because times are hard, many of those businesses are also offering sales, discounts and other special offers to stimulate purchases. Think about what you might be shopping for under normal circumstances as the warmer weather begins to roll in. Now is a great time to support local retailers while benefiting from these promotions.

Spread the Good Word

One of the best things you can be, besides a customer, is an advocate. If you’re not financially in a position to be able to support local businesses at this time—and even if you are—a great, free way to help is to leave reviews on websites like Facebook, Google, and Yelp. Or if you notice someone you’re connected with on social media is looking for a service, recommend a local business you’ve used and feel comfortable referring them to.

When all this is behind us, we’re going to want our local businesses to be around for us to enjoy. Please consider showing support however you are able.

*Toast, via its philanthropic arm Toast.org, will donate $1 per eligible social media post, up to a maximum of $250,000. To be eligible, social media posts must use the hashtag #RallyforRestaurants and tag (@mention) the restaurant whose gift card was purchased. Toast will match up to 20 eligible social shares per person. Donations will be distributed evenly between the Restaurant Workers’ Community Foundation and World Central Kitchen.

NVE Bank supports our customers and communities with products, services, programs and events designed to help them learn, thrive, and achieve their goals. To learn about our extensive range of personal and business products and services, visit our website. You can also call us at 1-866-NVE BANK (683-2265) or visit us at one of our 11 branches conveniently located throughout Bergen County.

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5 Money-Saving Tips for Your Last-Minute Holiday Gifts

Hanukkah and Christmas are both just about a week away, yet, according to the National Retail Federation (NRF), 61% of shoppers won’t be finished with their gift-buying until the week leading up to Dec. 25. For those keeping track, that’s this week! If you still have shopping to do, take a deep breath—you’re in the majority! We’ve got you covered with five ways to save money through the finish line.

Hold out for free shipping. Free Shipping has become more and more common during busy shopping seasons, and we’re in the midst of the busiest season of the year! On this topic, RetailMeNot shopping and trends expert Sara Skirboll says, “Many brands offer it and consumers expect it.” Retailers with thresholds — the amount of money a shopper must spend per order to earn free shipping — lower them at this time of year.

But what good is free shipping if it doesn’t arrive in time for the celebrations? It’s important to take note of retailers’ deadlines for guaranteed shipping by December 25. This comprehensive chart lists major retailers’ cut-off dates to ensure delivery by Christmas Day (scroll down to the section titled “Order-by Dates for Christmas Delivery”). Even more helpful, it’s broken out to show the deadlines and conditions for standard versus expedited shipping, and also presents the fastest option, per retailer.

Ship Smart: Opting to order online and pick up in-store can save you the hassle and expense of spending extra money on expedited shipping, not to mention navigating store traffic and checkout lines.

Pay attention to register coupons. If you shop at CVS, you’re probably familiar with their famously long paper receipts; in fact, they’ve inspired many parodies, memes and general chatter. As cumbersome as they may be, they usually contain at least one coupon you can use. That’s an extreme example, but store receipts often contain valuable offers you can apply toward future purchases. At the very least, it’s worth a quick glance before you toss it out!

Look for coupons and promo codes. In addition to coupon savings,scan your mail, email, local newspapers and circulars for coupons and deals. There are also websites like Coupons.com and RetailMeNot that aggregate coupons and other promotions from stores everywhere, as well as online marketplaces like Groupon and LivingSocial that connect subscribers (for free) with local merchants offering discounted activities, travel, goods and services.

Save safely: There are plenty of resources offering coupon codes and promotions that do not require you to provide your email address or any other personal information. Most of the offers you’ll find are relatively modest, such as 10-15% off, free shipping, etc. If you see an offer that seems to good to be true — say 75% off — on a site that’s requesting personal information, and you’re not seeing that offer anywhere else, that’s a red flag. And if you receive a coupon via email, here’s an easy trick: if you hover your mouse over the link (but don’t click), the URL will appear right near the cursor. If the address is a jumble of numbers, letters or symbols, don’t click! There should be an “s” after “http” in the URL to indicate it’s a secure site. You can also click on the padlock icon to the left of the address bar to view the site information, which will tell you whether it’s secure. 

Give the gift of service. There’s no rule stating that you must spend money on every gift you give.Some people actually preferreceivinggifts that would be considered acts of service. For example, babysitting, house cleaning, shoveling, raking, washing the car, running errands, or doing all the dishes after a big holiday meal. Also consider your own skillsets that you can turn into gifts. Do you dabble in photography? Gift your loved one a photo shoot. Are you a great cook? Treat them to their ultimate homecooked meal or even a cooking lesson. Think about things that would add value to that person’s life or make their day a little bit easier.

Shop local. Since you’re spending money anyway, why not invest it in your community? When you patronize a Bergen County business, you’re helping to sustain the local economy while supporting a local resident or family, not a faceless entity halfway across the county. You can also find excellent deals and competitive pricing, most likely with a better level of customer service than you might find at a big box retail store or online!

Happy savings and happy holidays from your friends at NVE Bank!

NVE Bank supports our customers and communities with products, services, programs and events designed to help them learn, thrive, and achieve their goals. To learn about our extensive range of personal and business products and services, visit our website. You can also call us at 1-866-NVE BANK (683-2265) or visit us at one of our 11 branches conveniently located throughout Bergen County.





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6 Ways to Save Money This Thanksgiving

A November 2019 Instacart Survey revealed that 59% of Americans say they would prefer to host Thanksgiving dinner so they can make the dishes they like. Whether you would lump yourself in with this group or not, if you are hosting this year, since Thanksgiving falls later in the month, you have a little bit more time to prepare. Planning ahead can not only save you money, precious time, and unnecessary frustration, but also gives you room to be a little more creative if you want to try something new.

DIY Decorations

There’s no need to break the bank on holiday décor. Making your own decorations can be as easy and affordable as you want it to be, even if you don’t consider yourself to be “the creative type.” For example, if you have an unscented candle, cinnamon sticks, any kind of ribbon or burlap you like, and a few other domestic staples, you can make your own beautiful and fragrant stick candles. You can use these as a table centerpiece or household décor that doubles as a festive fall air freshener! Here’s how to make them.

Pardon the Turkey

According to Instacart’s survey, of those who have hosted, 30% have served something other than turkey as the main dish. In fact, there’s an argument to be made that the best part about Thanksgiving is the side dishes. On a separate note, there’s also been more discussion as of late surrounding the positive impacts eating less meat can have on the environment.  So, if you decide you can do without it, consider cooking up a bird-less feast, making the side dishes the main attraction while saving a pretty penny on what can often be the most expensive part of the traditional holiday meal.

Gobble Up Savings

If turkey will be on your menu, spend wisely. Many supermarkets offer free turkeys to customers who reach a certain spending threshold leading up to Thanksgiving. Some retailers also offer deep discounts to customers who have attained a certain number of store loyalty points. Keep in mind that frozen turkeys are usually less expensive than fresh ones; just be sure to allot enough time for it to thaw before cooking. Quick tip: every four to five pounds of meat requires approximately 24 hours in a refrigerator set at 40°F or below.

Include Your Guests

Asking your loved ones to pitch in by bringing a dish, dessert or drink is a wonderful way to bring everyone together. Not only does it help to alleviate the cost, but it frees up some of your time so you can spend it enjoying the day. It also provides guests with an opportunity to contribute something they likely enjoy and want to share with others.

Celebrate the Season

Some of the tastiest food is grown in the fall, just in time to enjoy it at your Thanksgiving table. You can incorporate fresh fruits and vegetables into every part of the meal, from appetizers through dessert (and even leftovers)! Part of creating a smart and delicious menu is knowing what produce is in season. Seasonal produce is generally less expensive and certainly fresher than its out-of-season cousins. In late November in New Jersey, this includes apples, cranberries, brussels sprouts, turnips, winter squash, and more. Use this list to help you plan!

Sample the Local Fare

Farmers markets are a great resource for fresh, locally grown, affordable produce, and some are open throughout the fall and winter. For those of us in and around Bergen County, the Englewood Farmers Market is open from 9 a.m. until 2 p.m. every Thursday until May at the Pioneer Plaza on the 300 block of West Dearborn Street. You may even end up finding some beautiful flowers or fall decorations to display at your holiday gathering! The best part of patronizing farmers markets is that you are supporting local businesses and families—something NVE Bank is proud to do every day.


NVE Bank supports our customers and communities with products, services, programs and events designed to help them learn, thrive, and achieve their goals. To learn about our extensive range of personal and business products and services, visit our website. You can also call us at 1-866-NVE BANK (683-2265) or visit us at one of our 11 branches conveniently located throughout Bergen County.






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Own IT, Secure IT, Protect It: Must-Know Cyber Safety Tips for National Cybersecurity Awareness Month

With the seemingly revolving door of cyberattacks, data breaches, email scams and other cybercrimes, the internet can seem like a scary place. But by educating yourself about cybersecurity and keeping up to date with the latest security requirements and protection, there’s no need to fear. National Cybersecurity Month has been celebrated every October since 2014. This year’s theme, “Own IT. Secure. IT. Protect IT.,” stresses the importance of taking proactive steps to enhance cybersecurity at home and in the workplace. Here are a few things you need to know about keeping your personal information — and, in turn, your money — safe.


The UK’s National Cyber Security Centre (NCSC) conducted a survey that analyzed passwords belonging to accounts worldwide that had been breached. The top 5 most common passwords were: “123456,” “123456789,” “qwerty,” “password,” and “111111.” Creating — and re-creating — passwords can feel tedious at times, but having a strong password is fundamental to defending against cybercrime. Coming up with longer passwords is one of the simpler ways to protect yourself online. While no one is immune to the risks that come with cyber activity, heeding this advice can minimize your chances of an incident.

Use a long passphrase. According to the latest guidance from The National Institute of Standards and Technology (NIST), consider using the longest password or passphrase permissible. A passphrase can be a news headline or even the title of a book you recently read. Add in some punctuation and capitalization to make it even more secure.

Don’t lose the guessing game. Do not include obvious personal information in your password, like your child’s or pet’s name. This information is often easy to find online, making it easier for cybercriminals to guess and hack your accounts.

Get creative. Substitute letters with numbers and symbols. For example, replace an “i” with an exclamation point or an “s” with a dollar sign. You can also get tricky by using homophones, such as “sea” instead of “see,” or swapping letters with the same sound, like “f” and “ph.”

Keep your passwords to yourself. This seems like common sense, but don’t share your passwords with anyone. Also, be on the lookout for anyone trying to trick you into doing so. Every time you share or reuse a password, your security becomes more vulnerable and susceptible to misuse.  

Mix it up. Assigning a unique password to every account helps prevent cybercriminals from hacking into them. With as many accounts as the average person has today, this may seem overwhelming, but less so if you customize one password for different sites (ex: use different numbers, symbols, or sequences).


Cybersecurity experts largely agree that around 20 percent of travelers are subject to cybercrime when abroad. They all agree that travel puts you at additional information security risk. Here are some ways to connect with confidence when traveling, though they’re applicable whether you’re attending a conference in Beijing or running errands around Bergen County.

Plan ahead. Leave any electronics you don’t need at home. For any devices you do bring, protect them by backing up your electronic files, removing sensitive data, installing strong passwords, and ensuring any antivirus software is updated.

Keep an eye out. Be cautious about where and how you use your devices. Just as you might hold your handbag or wallet a little closer in an unfamiliar or bustling city, be observant of your surroundings and do your best to make sure no one is visibly trying to catch a glimpse of your information. Think about using a privacy screen on your laptop for added protection!

Stay private. To whatever extent possible, try not to connect to public Wi-Fi, or at least stick with as few networks as possible. The more networks you connect to, the more opportunities there are for a cybercriminal to access your data. Above all, do not use public Wi-Fi to make online purchases or access bank accounts!

Lock it up. You’d be surprised how little time it takes for someone to capture your information, so lock devices when they’re not in use, even if you only step away briefly. You can also set your devices to lock automatically after a certain amount of time. It’s worth the few extra seconds it will take you to log back in (with a long, strong password, right?)!


3.48 billion people worldwide now use social media, an increase of 9% from 2018. That’s 45% of the total world population. With every keystroke and mouse click on social media, from signing up for accounts to posting photos, leaving comments, checking into a location and more, you are sharing information about yourself. Keep the following in mind so you can connect with people you know safely and keep social media a fun place to be.

Don’t overshare. Cybercriminals are the beneficiaries of those who share details about their life on social media. It’s an easy way to learn about, and target someone — not to mention their friends and family — both on and offline. Try to avoid posting full names, places you frequent, and your home, school and work locations. It goes without saying (but we’ll say it anyway) that this includes Social Security numbers, account numbers, passwords, addresses, and any other highly personal information.

Remember, the internet has no “delete” button. Nothing is “off the record” on social media, so share with care. Even if you delete something as quickly as you posted it, there’s a chance someone saw, or could see it. The internet is a global collection of websites, host servers, storage locations and other web resources. Once posted and shared, your information may be copied to multiple locations, either automatically or by the action of a person.

Secure your settings. Review all available privacy and security settings and set them to your comfort level. One powerful safety precaution you can take it to disable geotagging, which allows other users to see where you are, and just as importantly, where you aren’t.

Don’t talk to strangers. This is an important lesson we learn as children but become less mindful of as we grow. While some social networks might seem safer to connect to because of the limited personal information shared through them, it’s best to keep your connections to people you know and trust.

Be open. If someone you know posts something about you that makes you uncomfortable or you feel is inappropriate, speak up. Likewise, be understanding if you are the recipient of such a complaint. People have different and evolving preferences for what they want others to see and know about themselves, and it’s important to respect those boundaries.

If you see something, say something. It is your right, and in some cases your responsibility, to report suspicious or harassing activity. Utilize social media platforms’ reporting tools to flag any instance of cybercrime you witness or are a victim of; local and national authorities are ready to assist.

NVE Bank customers can rest assured that they are protected when banking online with us. Taking proper precautions to protect our customers’ financial and personal information is our top priority, which is why NVE’s online security measures include the latest industry-accepted standards and practices. In fact, NVE recently transitioned to a “.bank” URL, a verified banking domain created by security and banking experts that has a higher level of mandated security than any other commercially available domain. In this age of continual cybersecurity threats, NVE’s enhanced security features create a safer space than ever before. 

Keeping the digital world secure requires all of us to be proactive and diligent. Learn more about how you can #BeCyberSmart this National Cybersecurity Awareness Month at www.staysafeonline.org/ncsam. New Jersey residents can also use the New Jersey Cybersecurity and Communications Integration Cell (NJCCIC) as a resource for cybersecurity news, guidelines, training, incident reporting and more.

To learn about products and services offered by NVE Bank, visit our website. You can also stop by your convenient neighborhood branch, or call us at 1-866-NVE BANK (683-2265).








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Free and Affordable August Activities in Bergen County

Think you’ve run out of ways to entertain yourself or your family for the summer? Think again! We may be halfway through August already, but there’s still time for fun, sun, relaxation and exploration—and you’ll find it right in your backyard (or at least somewhere nearby)! Sometimes, you don’t even have to spend a dime, either. Enjoy the rest of the summer and remember to keep it local when you can!

Explore the Great Outdoors

If you’ve ever been to the gardens at Flat Rock Brook in Englewood, you might be surprised to learn that they were constructed by volunteer gardeners. This is an ongoing project, and one that anyone interested is welcome to be a part of, regardless of experience. Volunteer gardeners work in Flat Rock’s Butterfly and Native Habitat Gardens on upkeep, maintenance and innovation for continued care. Gardeners attend seminars, field trips and meetings to discuss goings-on in the gardens. Volunteer gardeners meet on Tuesdays at 9:00 a.m. from April through October. Must be at least 18 years old. Learn more and fill out a volunteer form on Flat Rock Brook’s website.

Credit: Flatrockbrook.org

Take in the Stars

With a plethora of outdoor movie showings throughout Bergen County’s many parks, from the sky to the screen you’ll be surrounded by stars. A full schedule of free and almost-free outdoor movie listings and locations can be found on Jersey Family Fun. Here are a few upcoming outdoor movie nights in NVE’s neighborhoods:

Fort Lee Movies & Music Under the Stars, Jack Alter Fort Lee Community Center Outdoor Stage, Sunset (following live music performance from 7:00-8:30 p.m.)

-Saturday, August 17 – Dumbo

– Saturday, August 24 – Stan & Ollie

– Saturday, August 31 – Jacquot de Nantes (French film with English subtitles)

Free Movies in Cresskill, 3rd Street Baseball Field, 8:30 p.m.

-Tuesday, August 20thDumbo (8/22 rain date)

Teaneck Movies Under the Stars in the Park, Votee Park, 7:45 p.m.

-Tuesday, August 20– Smallfoot (8/22 rain date)

-Tuesday, August 27 – Ralph Breaks the Internet (8/29 rain date)

Get Happy

Back for its second year, Fort Lee BDA presents Summer Happy Hour Specials, featuring more than 40 Fort Lee businesses offering special summer promotions. Shop, dine and explore Fort Lee’s Town Center District through August 30th. Here’s a full list of participating vendors!

Credit: bdaftlee.com

Chow Down

Looking for a way to combat the Blue Law blues? Head to the Paramus Food Truck Festival at Paramus Park Mall Sunday, August 18th. The event features more than 25 gourmet food trucks, so bring your appetite! In addition to plenty of food and drinks, there will also be music and family-friendly activities…plus, everyone’s favorite amenity: ample free parking. To make sure everyone gets to enjoy food, event organizers ask that attendees bring a non-perishable canned or boxed item to help support the food pantry.

Explore the Arts

The Westwood Heritage Society-sponsored Westwood Craft and Antique Show comes to Veterans Memorial Park in Westwood on Sunday, August 25 from 10:00 a.m. to 5:00 p.m. Now in its 20th year, the show brings together 90 arts and crafts exhibitors showing everything from hand-painted furniture to homemade pickles, and lots in between. The Antique Show features twenty dealers showcasing various items, and free appraisals will be conducted by certified appraiser Jon Felz from 11:00 am to 4:00 pm.

Park It!

Take advantage of the water parks—otherwise known as spraygrounds, spray parks, or splash pads—offered at your community parks! Beat the heat nearby at William T. Birch Park in Fort Lee, Walter Lubbe Jr. Playground in Bergenfield, the ADA-accessible Harmony Playground  at Van Saun Park in Paramus, or James J. Braddock North Hudson County Park in North Bergen. Parenting website MommyPoppins.com compiled this great list of the best water playgrounds and splash pads in New Jersey, complete with comprehensive descriptions and photos.

Sounds Around Our Towns

There’s something about listening to live music outside on a summer evening, and lucky for us, there’s no shortage of options to do just that in Bergen County. Honorable mention goes to the Tenafly Summer Concert Series, as NVE Bank will be sponsoring the August 27 performance from Billy Joel tribute band Danny V’s 52nd Street Band! NVE staffers will be there to enjoy the show, mingle with friends and neighbors, and of course we’ll be giving away goodies. Just a small token of our support of, and partnership with the Tenafly community. Don’t miss it! Meet us at Huyler Park any time after 7 p.m.

Check Your Local Listings

Libraries are a hub of fun, free, social and educational activities for people of all ages and interests. A quick Google search yields a jam-packed list of options, from children’s story time, to exercise classes, movie screenings, gaming tournaments, and more. Check your town library’s calendar for options!

Enjoying free and almost-free community-sponsored and other “hometown” events is a great way to save money while supporting your local towns. As a Community Mutual Bank, NVE offers a wide range of financial products and services to help our neighbors reach their goals. To learn more about how NVE Bank supports our communities, or to learn about our extensive range of personal and business products and services, visit our website. You can also call us at 1-866-NVE BANK (683-2265) or visit us at one of our 11 branches conveniently located throughout Bergen County.

Get all the latest news and information about local events on NVE’s Community Events page and follow us on FacebookTwitter and Instagram for event photos and more! 

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NVE Bank Grants Scholarships to 18 Bergen County Students

School may be ending for the year, but for the 18 students who received educational scholarships from NVE Bank this week, it’s the beginning of a bright future! On June 18th, NVE executives including President & CEO Robert Rey, members of the board of directors, NVE branch managers, school officials, students and their family members gathered at our Englewood headquarters for NVE’s 12th Annual Scholarship Ceremony.

Local high school seniors received a $2,000 scholarship and graduating middle school eighth graders were awarded a $1,000 Savings Product Scholarship. These student scholarships are part of a program that has been offered by the Bank since 2008; in the 12 years since the program’s inception, NVE has awarded more than $180,000 to 240 deserving scholars in Bergen County. 

Without further ado and with great pride, we introduce to you the NVE Bank Scholarship Awards class of 2019:

High School Scholars

Julye Calderon – Pascack Valley High School

Victoria Catala – Bergenfield High School

Aisha Davis – New Milford High School

Dylan Distell – Cresskill High School

Ryan Distell – Cresskill High School

Jade Greer – Tenafly High School

Jessica Lee – Academies at Englewood

Madisen McIntyre – Dwight Morrow High School

Yanil Morales Garcia – Teaneck High School

Isabelle Raskin – Leonia High School

Gianna Tavares – Northern Valley Demarest Regional High School

NVE’s High School Scholarship recipients with Bank President & CEO Robert Rey
(Left to right): High School Scholarship recipients Dylan Distell, Ryan Distell and Jessica Lee with Board Member Harlan Hollander, Chairman of the Board of Trustees Steven Baker, and NVE Bank President & CEO Robert Rey.

Pascack Valley High School graduate Julye Calderon (who was unable to attend the ceremony) with Hillsdale Branch Manager Jessica Tuzzio. We wish Julye good luck at Montclair State University!

Middle School Scholars

Esther Cho – David Owens Middle School

Hasnia Mulic – Thomas Jefferson Middle School

Melanie Norberto – Benjamin Franklin Middle School

Peter Park – Cresskill Middle School

Yun Lee Park – Leonia Middle School

Raul Tylrt Seetahal – Janis Dismus Middle School

Margaret Vasquez – Roy Brown Middle School

Three of NVE’s Middle School Scholarship recipients with Bank President & CEO Robert Rey
Cresskill Middle School scholarship recipient Peter Park (who was was unable to attend the ceremony) with Tenafly Branch Manager Brian Uhlfelder, as well as his grandfather and his sister, Seoyoung Park, who received an NVE scholarship in middle school (2015) and is now studying nursing at Drexel University!

These deserving students put school first, and NVE is delighted to put them first, just like we do with the customers and communities we have served since 1887. We hope our latest class of scholars is as proud of themselves as we are!

To learn more about how NVE Bank supports our communities, or to learn about our extensive range of personal and business products and services, visit our website. You can also call us at 1-866-NVE BANK (683-2265) or visit us at one of our 11 branches conveniently located throughout Bergen County.

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