It Pays to Work with a Mortgage Specialist

The process of finding and obtaining the right mortgage can be daunting. That’s why it makes sense to use the services of a skilled and experienced Mortgage Specialist, like those at NVE Bank. They can help simplify the process and provide expert knowledge and guidance to help consumers make the best choice for their individualized needs.

Some of the main duties performed by a Mortgage Specialist – all done in compliance with their bank’s policies, procedures and related laws and regulations – include, but may not be limited to:

• Assisting in and processing the loan application process

• Originating loan documentation and boards loans

• Conducting loan funding and processing payments or advances

• Examining the credit report of a prospective borrower and finding loans for which the borrower is likely to qualify

• Working with borrowers to finalize a mortgage deal

Working with a Mortgage Specialist, especially one at a bank that you’ve done business with in the past, often ensures an excellent service experience for customers. The Mortgage Specialist assigned to your loan request will oversee the entire process, supporting and leading you, all the way through the closing.

In the opinion of, “most borrowers will attempt to secure financing with their local bank before turning to a mortgage broker. Banks are seemingly the more trusted and familiar choice, and often provide borrowers with discounts based on a pre-established relationship. Because the bank already knows a good deal of information about the client, such as the balance of the borrower’s checking and savings accounts, qualifying can be easier and may result in a lower rate.”

What’s more, working with an expert who knows the towns you are considering, understands the community, and can provide personal experiences can be beneficial in terms of streamlining the process and helping to secure the best option for you, resulting in ultimate peace of mind. NVE’s Mortgage Specialists fit that description very well.

Plus, with 12 locations throughout Northern New Jersey, our trained experts are also your neighbors. We have first-hand knowledge of many of the neighborhoods in which properties you are considering are located, and can offer insight into them and area home prices that mortgage professionals from outside the region may not be able to offer. This is the value-added service NVE Bank has provided its customers for 126 years.

Whether you’re buying for the first time or refinancing an existing loan, NVE offers a suite of convenient and helpful online mortgage tools, coupled with the assistance of an experienced, live mortgage specialist to guide you through the often daunting process of choosing and getting the loan that meets your needs.

To learn more about NVE Bank’s mortgage options visit our website, which offers mortgage calculators. You can also call one of our experienced Mortgage Specialists today at 1-866-NVE-BANK or schedule an appointment to sit down with one of our Branch Managers at your convenient neighborhood branch. We’ll help make finding the right mortgage quick, easy and hassle-free.



About NVE Bank

The NVE Blog should not be used for banking purposes relating to NVE Bank. Please do not disclose any personal or business banking information on this site. NVE is an Equal Opportunity Lender, Equal Housing and Member FDIC. Visit NVE Bank, established in 1887, offers an extensive range of personal and business products and services. The Bank maintains 11 offices conveniently located throughout Bergen County. For more information, please call our toll-free number 1-866-NVE-Bank (683-2265) or visit our website at
This entry was posted in Bergen County, Community Banking, Mortgages & Loans, NJ, NJ Banks, Personal Banking and tagged , , , , , , , , , , . Bookmark the permalink.

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