Mobile Banking Apps Bring Consumers Benefits

How many times a day do you pick up your mobile phone to check the time, send a text, answer an e-mail, scroll through Facebook, or just look at pictures in your gallery? How many times every hour? It might be more than you think. According to a recent study, on average, people in the United States across all age groups check their phones 46 times per day. In 2014, that number was just 33.

Every day, our mobile devices — namely, phones and tablets — are becoming more and more integrated into our lives. They are always with us, keeping everything from multimedia files to work data and other vital content accessible whenever, and wherever we need it. With today’s advanced technology, your mobile device can also provide a safe, secure connection to your bank accounts.

Every financial institution’s mobile banking app capabilities are different, but NVE’s TouchBanking offers iPhone® and Android® device users safe, secure access to your accounts right from your home screen.* From there you’re able to do everything you would on a computer and more, like check balances, review transactions, transfer funds, pay bills, and quickly locate ATM and branch locations near you. You can even have us monitor your accounts and alert you when certain events occur; for example, when your balance drops below a certain amount or when a deposit is made.

Don’t have an iPhone® or Android® device? No problem. Anyone with text messaging capabilities can be connected directly to their financial information. Simply send your desired text command — such as your account balance or a list of recent transactions — and NVE will instantly reply with the information. We can send you a text message or an e-mail notification. It’s your choice!

Here are a few examples of situations in which having a mobile banking app may prove convenient:

Problem: You’re out to dinner with a large group of people and you need to contribute to the check but you don’t have any cash.

Solution: Popmoney® allows you to send person-to-person payments as quickly as the next day via e-mail or text. All you need is the recipient’s name and e-mail address or mobile telephone number to move money from your NVE checking account to their account. No private, financial account information must ever be exchanged!

Problem: You’re at Newark Airport, about to board a flight, and suddenly you remember your PSE&G bill is due.

Solution: If you’ve signed up for NVE’s convenient Bill Pay service, you can take care of it directly from your mobile device. You can also change or cancel a pending payment

Problem: You need to access an ATM but you’re in an unfamiliar neighborhood and aren’t sure where the closest bank branch is.

Solution: Using the ATM & Branch Information tool available through NVE’s mobile banking app, you can quickly find the nearest locations of each. View them in a list or a map — whatever you prefer! Once you select your destination, the app will even provide you with driving directions.

Problem: You’ve found the perfect blazer to wear to tomorrow’s meeting while shopping at the Garden State Plaza, but you can’t remember if you have enough funds in your checking account to buy it.

Solution: Check your balance wherever you are. With your online banking app, you never have to wonder; all your account information is at your fingertips — literally!

Problem: You pay the same bills every month, but you can’t quite keep track of what’s due when.

Solution: It’s easy to lose track of bill due dates. Mobile banking text alerts help you keep up-to-date with your finances. You can be notified when a payment is due, and when it’s been processed, all from your phone.

Mobile Security

Your privacy and security are important to us. With NVE’s Mobile Banking, no personal or financial information is stored on your mobile device. You’ll also have added peace of mind with security features like 128-bit encryption, five-minute inactivity logout and account number masking.

Watch this video tutorial to learn how to download NVE’s mobile banking app, what the features are, and how to use them. To learn more about this and other information about NVE Bank’s products and services, visit our website or call 1-201-816-2830, ext. 1230.

mobile-banking-video*Mobile Banking is available to customers currently enrolled in our Personal Online Banking service. To enroll in Mobile Banking contact your local NVE Branch Associate for information on NVE’s convenient enrollment options. Or simply log on to Online Banking, click on “Account Services,” then “Requests,” then “Mobile Banking Enrollment” and download NVE’s Touch Banking App for your iPhone® or Android® device.

NVE Bank is an independent organization and has not been authorized, sponsored, or otherwise approved by Apple Inc.

Popmoney® is a registered trademark of Fiserv, Inc., or its affiliates. Terms and conditions apply.

_____________________________________________________________

Sources:

http://time.com/4147614/smartphone-usage-us-2015/  

https://mic.com/articles/123592/6-mobile-banking-apps-that-helped-me-save-for-my-dream-vacation-without-thinking-about-it#.xFjJ3vxMt

http://www.nvebanking.com/home/personal/mobile_banking

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About NVE Bank

The NVE Blog should not be used for banking purposes relating to NVE Bank. Please do not disclose any personal or business banking information on this site. NVE is an Equal Opportunity Lender, Equal Housing and Member FDIC. NVE Bank, established in 1887, offers an extensive range of personal and business products and services. The Bank maintains 12 offices conveniently located throughout Bergen County. For more information, please call our toll-free number 1-866-NVE-Bank (683-2265) or visit our website.
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