Category Archives: credit

Top Factors When Selecting a Home Equity Line of Credit

One of the biggest advantages of home ownership is that a house is an investment. With each passing year, you owe less on your mortgage and – more times than not (hopefully) – the home value increases. There may be … Continue reading

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Frequently Asked Questions About Credit History

If you’ve leased a car, submitted an apartment application, bought a home, or applied for any loan, you know the vital role credit history plays in helping lenders, banks, utility companies, prospective employers, and others determine how risky you are. … Continue reading

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How to Downsize Your Home and What to Expect

If you are considering moving from a larger home to a smaller one, it’s important to know what to expect from the process. As a first step, we recommend meeting with real estate and mortgage professionals, who can help you … Continue reading

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Good Debt vs. Bad Debt

It is nearly impossible to go through life without accumulating debt. New Jersey residents know that better than most. The average debt of $62,300 per capita for residents of the Garden State is significantly higher than the average American’s $47,500. … Continue reading

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