Category Archives: Mortgages & Loans

Finding a Home in Today’s New Jersey Real Estate Market

You may have noticed some news headlines flying indicating that we are in a seller’s real estate market in New Jersey and around the country. In some cases — or rather, some places — we are. But there’s good news … Continue reading

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Home Equity Line of Credit or Home Equity Loan: How to Choose

As a homeowner, it’s a near certainty that there will be times when leveraging your home’s equity — the difference between the appraised value of your home and what you owe on the mortgage — will enable you to afford … Continue reading

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Three Ways to Get the Best Mortgage

There are a few key factors that determine your mortgage interest rate. It’s important to know what they are because, for better or for worse, your habits affect how much you will pay. Being aware of this information will also … Continue reading

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Top Factors When Selecting a Home Equity Line of Credit

One of the biggest advantages of home ownership is that a house is an investment. With each passing year, you owe less on your mortgage and – more times than not (hopefully) – the home value increases. There may be … Continue reading

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Benefits of Homeownership

Purchasing a home — whether it’s your first one or your fifth — is exciting. Having a piece of property to call your own provides a sense of well-deserved accomplishment and satisfaction. Home ownership is part of the American Dream … Continue reading

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Good Debt vs. Bad Debt

It is nearly impossible to go through life without accumulating debt. New Jersey residents know that better than most. The average debt of $62,300 per capita for residents of the Garden State is significantly higher than the average American’s $47,500. … Continue reading

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Old Homes vs. New Homes: Cost-Benefit Analysis

Some people know immediately whether they want an older home or a newer one … or at least they think they do. Vintage houses have charm and history, but are sometimes plagued with issues. Those constructed recently are typically outfitted … Continue reading

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