Category Archives: personal finance

Four Financial Faux Pas to Avoid in Relationships

Posted on February 14, 2018 by NVE Bank

Talking about finances with your significant other isn’t always fun, and most people certainly wouldn’t categorize it as romantic, but it is a fundamental part of most relationships. That’s because money is a big deal! How big? Well, big enough … Continue reading →

Posted in "financial infidelity", "joint finances", personal finance, Uncategorized | Tagged "finance and relationships", "financial infidelity", "joint finances", "love and money", "money and relationships", "money stress", Bergen County, community bank, credit, north jersey, valentine's day | Leave a comment

Six Cost-Effective Ways to Make Your Home More Eco-Friendly

Posted on September 19, 2017 by NVE Bank

“Eco-friendly” most commonly refers to actions or items that are not harmful to the environment. In this instance, “eco” is an abbreviation for ecology, but who’s to say it can’t also stand for economy? As a homeowner, there are plenty … Continue reading →

Posted in "saving money", energy efficiency, personal finance, saving money, Uncategorized | Tagged "advanced framing", "aerosol duct sealing", "duct cleaning", "eco-friendly", "energy efficient", "energy star", "energy start", "home improvement", "how to stop wasting water", "HPwES", "leaky air ducts", "low flow shower head", "low-flow showerhead", "New Jersey Home Performance with ENERGY STAR", "save water", "tax credits", Bergen County, community bank, energy efficiency, insulation, money, New Jersey, north jersey, northern new jersey | Leave a comment

Five Smart Ways to Use Your Tax Refund

Posted on March 21, 2017 by NVE Bank

The average income tax refund in 2016 was $2,860. That’s a pretty sizable chunk of change! You can probably think of at least a handful of ways you might spend that money. GOBankingRates conducted a survey asking Americans what their … Continue reading →

Posted in personal finance, personal taxes, tax tips, taxes | Tagged "coverdell account", "coverdell education savings account", "emergency fund", "personal taxes", "what to do with tax return", ESA, IRA, Roth, tax refund, tax return, tax season, taxes | Leave a comment

Love and Money: Why Communication is Key

Posted on February 14, 2017 by NVE Bank

When it comes to money, what’s love got to do with it? Well quite a bit, apparently. Take, for example, the Federal Reserve research reporting that couples with higher credit scores have a better chance at finding love. Or the recent Bankrate.com … Continue reading →

Posted in Bergen County, New Jersey, NJ, personal finance | Tagged "financial infidelity", "money and relationships", couples, love, managing money, money, Personal Banking, personal finances, valentine's day | Leave a comment

How to Stretch Your Vacation Dollar

Posted on August 12, 2016 by NVE Bank

Multiple sources report that August is the second most popular month for vacations. This means that, right now, many people are anxiously awaiting their final, and maybe only vacation of the summer. If you are among them, your trip has … Continue reading →

Posted in Budgeting, personal finance, saving, saving money | Tagged "dining in", "jersey shore", "savings tips", "stretch your dollar", "vacation budget", "Vacation fund", "vacation money", "vacation spending", Bergen County, budgeting, bundling, citypass, NVE Bank, saving, saving money, savings, vacation | Leave a comment

Debt Consolidation Options

Posted on May 7, 2015 by NVE Bank

If you have debt, you’re not alone. In fact, the U.S. national debt rose to $17.8 billion last year. New Jersey residents are doing their part, unfortunately, as those of us in the Garden State have an average debt of … Continue reading →

Posted in debt, NJ, personal finance, saving money | Tagged consolidation, consolidation loans, debt, debt management, debt settlement, loans, NVE, NVE Bank, personal finance, tips | Leave a comment

Tips for Doing Your Personal Taxes

Posted on March 27, 2015 by NVE Bank

“People who complain about taxes can be divided into two classes: men and women.” —Author Unknown The author of this quote may be unknown, but what we do know is it communicates an important message: you are not alone! Few … Continue reading →

Posted in Bergen County, personal finance, personal taxes, saving, saving money | Tagged "common mistakes", "personal taxes", mistakes, NVE, NVE Bank, taxes, tips | Leave a comment

How to Avoid Fighting Over Money

Posted on February 13, 2015 by NVE Bank

It is said that love is blind. One thing that all people should keep their eyes on, though, is personal finances. This is especially true when discussing money with your better half, as a solid financial foundation is an important … Continue reading →

Posted in NJ, NJ Banks, Personal Banking, personal finance | Tagged Bergen, couples, credit, debt, finances, investments, mobile banking, New Jersey, NJ, NVE, NVE Bank, online banking, personal finances | Leave a comment

Good Debt vs. Bad Debt

Posted on January 15, 2015 by NVE Bank

It is nearly impossible to go through life without accumulating debt. New Jersey residents know that better than most. The average debt of $62,300 per capita for residents of the Garden State is significantly higher than the average American’s $47,500. … Continue reading →

Posted in Bergen County, credit, Education, Mortgages & Loans, personal finance | Tagged "business loan", auto loan, bad credit, commercial loan, credit, credit card, good credit, mortgage, retail credit, school loan, store credit card, student loan | Leave a comment