Tag Archives: debt

Home Equity Line of Credit or Home Equity Loan: How to Choose

As a homeowner, it’s a near certainty that there will be times when leveraging your home’s equity — the difference between the appraised value of your home and what you owe on the mortgage — will enable you to afford … Continue reading

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Tips to Keep Your Financial New Year’s Resolutions

Improving financial standing was once again a popular New Year’s resolution for 2016, just as it was in 2015. This goal is particularly important to Millennials, who want to spend less and save more, and those in Generation X, whose … Continue reading

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Debt Consolidation Options

If you have debt, you’re not alone. In fact, the U.S. national debt rose to $17.8 billion last year. New Jersey residents are doing their part, unfortunately, as those of us in the Garden State have an average debt of … Continue reading

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How to Avoid Fighting Over Money

It is said that love is blind. One thing that all people should keep their eyes on, though, is personal finances. This is especially true when discussing money with your better half, as a solid financial foundation is an important … Continue reading

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Retirement Savings vs. Debt Payoff: Which Come First?

Having a handle on your finances and living comfortably are goals we all want to achieve. The closer you get to retirement, the more important it becomes to maintain that control. One classic debate on this topic is the ranking … Continue reading

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America Saves Week: Take Action to Improve Your Financial Situation

America Saves Week takes place February 24–March 1, and it’s a great time to review your finances. This year’s theme is: Set a Goal. Make a Plan. Save Automatically. If you need help, you can join thousands of others who … Continue reading

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Five Tips to Paying Off Debt

Does this sound familiar? You make credit card payments every month, yet you don’t see a dent in your debt. If you think you’re alone, think again. Credit cards have become a way of life; they can even build and … Continue reading

Posted in Bergen County, Budgeting, Business Bankings, Community Banking, Mutual Banks, NJ, NJ Banks, Personal Banking, Uncategorized | Tagged , , , , , , , , , | Leave a comment