Tag Archives: loans

Debt Consolidation Options

If you have debt, you’re not alone. In fact, the U.S. national debt rose to $17.8 billion last year. New Jersey residents are doing their part, unfortunately, as those of us in the Garden State have an average debt of … Continue reading

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Old Homes vs. New Homes: Cost-Benefit Analysis

Some people know immediately whether they want an older home or a newer one … or at least they think they do. Vintage houses have charm and history, but are sometimes plagued with issues. Those constructed recently are typically outfitted … Continue reading

Posted in Bergen County, Community Banking, Mortgages & Loans, NJ, NJ Banks, Uncategorized | Tagged , , , , , , , | 1 Comment

Dear Homeowners: You May Be Able to Cash In On These Tax Benefits

While being a homeowner is often exciting and fulfilling, it also comes with many responsibilities. Once in awhile, it’s nice to remind yourself of the perks that can come along with it – like tax deductions. If you haven’t submitted … Continue reading

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Refinancing: Options and Benefits

When it comes to being a homeowner, there is no such thing as, “one size fits all,” and refinancing is no exception. In November 2012, refinancings were up 71.2% over the same period in 2011, according to the Mortgage Bankers … Continue reading

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Housing Affordability Index Favors Buyers in New Jersey

According to the National Association of Realtors® (NAR), 2012 will go down as a record year for favorable housing affordability conditions, and a great year for buyers who qualified for a mortgage. In New Jersey, not only are housing prices … Continue reading

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