Tag Archives: mortgage

Finding a Home in Today’s New Jersey Real Estate Market

You may have noticed some news headlines flying indicating that we are in a seller’s real estate market in New Jersey and around the country. In some cases — or rather, some places — we are. But there’s good news … Continue reading

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Three Ways to Get the Best Mortgage

There are a few key factors that determine your mortgage interest rate. It’s important to know what they are because, for better or for worse, your habits affect how much you will pay. Being aware of this information will also … Continue reading

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Top Factors When Selecting a Home Equity Line of Credit

One of the biggest advantages of home ownership is that a house is an investment. With each passing year, you owe less on your mortgage and – more times than not (hopefully) – the home value increases. There may be … Continue reading

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Frequently Asked Questions About Credit History

If you’ve leased a car, submitted an apartment application, bought a home, or applied for any loan, you know the vital role credit history plays in helping lenders, banks, utility companies, prospective employers, and others determine how risky you are. … Continue reading

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How to Downsize Your Home and What to Expect

If you are considering moving from a larger home to a smaller one, it’s important to know what to expect from the process. As a first step, we recommend meeting with real estate and mortgage professionals, who can help you … Continue reading

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Good Debt vs. Bad Debt

It is nearly impossible to go through life without accumulating debt. New Jersey residents know that better than most. The average debt of $62,300 per capita for residents of the Garden State is significantly higher than the average American’s $47,500. … Continue reading

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Tips on Home Refinancing

How do you know if the time is right to refinance your home? To find the correct answer, you must first understand what refinancing is: paying off your existing mortgage and creating a new one. There is good news for … Continue reading

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